Cheapest secured loans



  What is a secured loan?

By taking out a secured loan, you are borrowing money that is secured against your assets, usually your property. So it’s wise to consider very carefully before going down this route, as you could lose your home if you cannot keep up the repayments. Always make sure that the cheapest secured loan you find in the UK does not become a very expensive one.

Why choose a secured loan?

Secured loans are a tricky market, where many lenders are only willing to work through brokers. To ensure you have a good chance of finding the cheapest secured loan available to you in the UK, uSwitch works with a broker to widen the secured loan possibilities available to you. This broker has been carefully selected to ensure you receive the highest level of service.

Comparing all the secured loans to the find the cheapest

The UK secured loans market is full of pitfalls for the novice or the unwary, as it’s full of lenders who run the whole gamut from highly reputable merchant banks to those who are little more than loan sharks.
But don’t worry, because this is where uSwitch.com can help.
Once you’ve identified your cheapest secured loan by using our secured loans calculator we will then refer you to a broker that we have vetted.

Is the cheapest secured loan the right one for you?

Before searching for the cheapest secured loan in the UK, you need to be honest about your loan requirements. For instance:
  • will you take a secured loan from a lender you have not heard of?
  • How much can you afford to borrow and pay back?
  • What happens if you want to pay back your loan early?
Once you’ve understood and assessed your circumstances against these pointers and you are prepared for some questions about your assets, you’re ready to go on to next stage.


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